Colonoscopy, Upper Endoscopy, Sigmoidoscopy

Insurances

Notice to all HMO and PPO patients:

Your HMO or PPO health insurance plan has specific rules you must follow in order for you to avoid liability for full payment on services rendered.

We participate with many HMO and PPO plans. It is your responsibility as a patient to provide us with an updated authorization/referral on the day of your scheduled procedure.

Our office cannot be held responsible for obtaining authorizations/referrals. If we do not have an authorization on file on the date of your scheduled procedure, our appointment schedulers will reschedule you for a later date.

To avoid this problem, we suggest you contact your primary care physician in advance. This will allow them sufficient time to provide you with an authorization.

We believe you should know the following information about your plan:
1. What does your insurance plan cover or not cover?
2. Must you present a referral/authorization for each office visit?
3. What is your payment (co-payment/deductible) responsibility for each visit?
4. Which hospitals have a contract with your plan?
5. Is the physician you are seeing fully covered by your plan?
6. Which clinical laboratory is covered by your insurance (Quest or Labcorp)?

We have an in-house pathologist which we recommend; however, your insurance may require that we send your specimens to a designated location.

You are responsible for co-payments and deductibles on the day that services are rendered. For your convenience, our office accepts cash, checks, Master Card, Visa, and American Express.

Finally, this is your insurance plan. Please familiarize yourself with the rules of the health plan. Knowing this information can save you substantial amounts of money. Your insurance company will mail a summary of charges, payments, denials, or requests for further information. Please review all insurance correspondence.

Below is a list of accepted insurances. Please call us to verify your insurance, if it is not listed in the section below.

Aetna HMO	Health Sun
Aenta PPO (Open Choice)	Health Options/Blue Care HMO
Affordable (First Health)	Humana Champus Tricare
American Heritage Life	Humana HMO
American Medical Security: Access	Humana PPO
American Medical Security: Dimensions	John Alden PPO
American Medical Security: Florida Health Choice	John Hancock PPO (UNICARE)
American Medical Security: Florida Health Choice Select	Managed Care Inc. (MCI) PPO
American Medical Security: Homestead	Medicaid
American Medical Security: Plaines Healthcare	Medicare Part B
American Medical Security: Plaines Plus	Multiplan (FL Health Choice)
Amerihealth Anthem PPO (Dimensions)	Mutual of Omaha (Health Advantage)
Avmed	Neighborhood Health Plan HMO
Baptist Health Systems International Executive Plan	One Health Plan (Great-West/New England Financial)
Beechstreet PPO	Plaines Healthcare PPO
Bellsouth Physicians PPO (Dimensions)	Preferred Health Network PPO
Blue Cross Blue Shield Advantage Select	Preferred Health Providers PPO
Blue Cross Blue Shield of Florida	Principal PPO
Cigna HMO	Private Health Care Systems (PHCS)
Cigna PPO	Royal Caribbean Cruise Lines
Cleveland Clinic of FL PPO	TRICARE
Dimenions PPO	United Health Care HMO
Empire BCBS	United Health Care Medicare complete
First Health (Affordable) PPO	United Health Care Open Access
Foundation Health HMO	United Health Care Travelers PPO
Foundation Health PPO	Vista
Health Advantage EPO (Once Source)	Welcare
Health Advantage PPO (Once Source)
Health Plan HMO's
Health Plan Medicare HMO's
Health Plan PPO's/POS's